Pradhan Mantri Jeevan Jyoti Yojana (PMJJBY) Pradhan Mantri Jeevan Jyoti Yojana (PMJJBY) – EligibilityShould be an Indian CitizenIn the age group 18 to 50 yearsHaving Jandhan or saving bank account with Aadhaar.Auto-debit from bank account on consent Pradhan Mantri Jeevan Jyoti Yojana (PMJJBY) – BenefitsRs.2 lakh on death due to any causePremium @ Rs.436/- year