Pradhan Mantri Suraksha Bima Yojana (PMSBY) Pradhan Mantri Suraksha Bima Yojana (PMSBY) – EligibilityShould be an Indian CitizenIn the age group 18 to 70 yearsHaving Jandhan or saving bank account with Aadhaar.Auto-debit from bank account on consent Pradhan Mantri Suraksha Bima Yojana (PMSBY) – BenefitsThe risk coverage under the scheme is Rs. 2 lakh for accidental death and full disability and Rs. 1 lakh for partial disability.Premium @ 20/- year.